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  CUPS Federal Credit Union                An Employee Benefit of the Sisters of Providence Health System

Checking Accounts

Although there are a few options for checking accounts, most of our members choose the free checking option for obvious reasons - IT'S FREE !

Free checking requires that you have your entire net paycheck directly deposited to the Credit Union.

An ATM card is available to all checking account holders, with no annual fee, and four free ATM transaction per account per month.  Each transaction over 4 is $1. each.  


You can check your balances, see what your last deposits were, obtain information on what checks have cleared your account, get current loan rates, and much, much more from PHOEBE! the 24-hour, 7 days a week Phone Balance Inquiry system.  Free of charge.

PHOEBE! will save on your ATM transactions, too, because you can do a transfer from savings to checking or vice-versa, free of charge.

The PHOEBE! number is 748-9420, or ext 9420 in-house.